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IRS Relief Programs | IRS Debt Relief | 4 Useful Tips | Florida

Updated: Nov 11, 2020


Coast to Coast Tax Relief Programs

When facing IRS enforcement of a tax debt, you will need to find the right IRS relief program as soon as possible. Fortunately, there are 4 ways to manage your back taxes.

Over fourteen (14) million Americans owed the IRS $131 billion in back taxes as of 2018.

If you’re one of them, you’ve probably received a number of collection notices from the IRS reminding you of your tax obligation. It is not in your best interest to let the situation get out of hand, because the IRS has the legal authority to seize your paycheck, your bank accounts, and your personal property to pay your back taxes.

You need to find an IRS relief program as soon as possible. Below are 5 ways to manage your back taxes. Keep reading to find out what they are and learn how you can manage an IRS tax debt going forward.

1. Check the Statute of Limitations

The IRS has a certain amount of time to collect a tax debt. This is the Statute of Limitations, and it generally runs for 10 years from the date the tax debt was assessed.

This doesn’t mean from the time that you filed your taxes or the tax year you filed. Take this example, you didn’t file your 2013 taxes until 2015. The statute of limitations doesn’t expire in 2023 for your back taxes. Since the taxes owed weren’t assessed until 2015, the statute of limitations will run until 2025.

If you owe a tax debt and the Statute of Limitations is within "reach," it may be possible to play "cat and mouse" with the IRS and run out the collection clock. We do not recommend that a novice try this strategy. If you try to do that, be sure to get the help of a tax professional.

2. Installment Payments

If you want to take care of your back taxes, you need to contact the IRS as soon as possible. The more you ignore the letters, the worse the situation will get.

You can set up an IRS installment plan, which lets you pay off your back taxes, penalties, and interest in regular monthly withdrawals. Penalties and interest will continue to be added to your tax bill.

Before you agree to any IRS payment plan, have a consultation with an experienced tax professional.

Should you decide to "Do It Yourself" (DIY), be prepared to spend a lot of time on the phone trying to get through to someone. If you don’t want to spend hours on the phone, make an appointment at a Taxpayer Assistance office. You can set up a payment plan there or go online. 

3. Enter Not Collectible Status

There are many reasons why you might owe the IRS a tax debt. If you suffered financial hardship during the COVID-19 lock-downs, such as a job loss, you can get a break with this IRS tax relief program.

Currently Not Collectible status means that the IRS agrees to place a hold on any collections activity for 12-18 months. This gives you the opportunity to get back on your feet without the IRS threatening to put a tax levy on your paycheck, bank account and/or property. 

4. Submit an Offer in Compromise

You’ve probably seen those tempting commercials to settle your taxes for “pennies on the dollar.” What those commercials are talking about is an Offer in Compromise. This is part of the IRS Fresh Start Program.


An Offer in Compromise that lets you settle your tax debt for less than the amount owed. It’s not as simple as it seems, since there’s a 20-page application form that has to be filled out.

The IRS settlement application goes over your financial situation and at the end of the application, you make an settlement offer to pay a certain amount of money over the next 6 months.

In order to qualify, you do need to be up to date on filing your taxes. This means the last six (6) tax years must be filed. You do want to get professional IRS help with an Offer in Compromise because most applications are rejected.

Many novice taxpayers are apt to "Do It Yourself" (DIY) when it comes to an Offer in Compromise. This is the number one reason the IRS, on average, approves 42% of the Offer in Compromise submissions. If your IRS settlement is rejected, the IRS will return it to you without explaining what caused the rejection.


The tax professionals at Flat Fee Tax Relief have been providing IRS tax debt help at a very affordable fee for more than a decade. Our teams are strategically located, in Clearwater, Florida, and San Diego, California which allows us to be available from 8 A.M. Eastern to 6 P.M. Pacific time. This is a tremendous advantage when stopping an IRS levy is a priority.






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