page contents VERIFIED Seal flat fee tax relieftaxi fareflat fee tax relief
 

FLAT FEE TAX RELIEF
Coast to Coast -
IRS Help - Tax Debt Help
IRS Levy - Tax levy
One Day Release

How to Stop IRS Levy (Wage Garnishment)

 

Method 1: Pay off the tax debt in one lump sum.

Method 2: Set up a repayment plan with the IRS. 

Method 3: Settle your tax debt for much less than you owe. 

Method 4: Declare hardship (Currently not Collectible). 

Method 5: Declare bankruptcy. 

Method 6: Get yourself experienced tax debt help help. 

Method 7 (the crazy, not-at-all-advisable method): Quit your job.

The above methods are your only options should you seek to have a tax levy stopped and released. We prefer "Method 6" so that you can succeed at 
Method 3 and 4." "Method 2" is also an option but it is third on the list of preferred tax relief options. 

 

 

 

 

 

 

 

 

 

 

 

The IRS has the power to garnish and legally seize the income you make to satisfy a tax debt. This order to garnish is an IRS Levy. A Tax Levy (garnishment) can confiscate your hourly wages, salary, commissions, bonuses. and bank accounts. The IRS will send an order to levy directly to your employer and will require them to send the IRS a major portion of your income. Your employer is required by law to comply with the IRS Levy, typically within one full pay period of receiving the notice from the IRS. However, the difference between the IRS and most creditors is that the IRS does not need to take you to court to get a judgment to seize your wages. The IRS can confiscate more of your wages than a regular creditor can garnish. In fact, the IRS can seize your entire paycheck.







 

Tax Levy - IRS Form 668-W

The IRS Levy
(Wage Garnishment)

Release Process

When the IRS puts in motion an IRS Levy (IRS garnishment) the order to levy will seize your wages for a tax debt that you owe, or use any other legal means to enforce payment of the tax debt that you owe, it will first send you a written notice (Notice of Intent to Levy) that sets out the amounts that you owe, including the tax, penalties, and interest. This Notice to Levy should also provide you with a due date by which you must pay the balances in full. Assuming that you do not pay the balance in full, you later will receive another notice, entitled “Final Notice of Intent to Levy,” Once thirty days have passed from the time you have received the final notice, and you still have failed to pay the balance due, the IRS can proceed with their seizure of your income.
 

In addition to seizing your paycheck and bank account, the Agency can and will levy your Social Security, Social Security Disability, and Veterans Pension.

How Much Can the IRS
Take with an IRS Levy
IRS GARNISHMENT

Most civil judgments place limits on the amount that a regular creditor can garnish from your wages. However, these normal limits do not apply to the IRS. Rather, the IRS tax code requires the IRS to leave you with a certain amount of income after garnishing your wages to pay your tax debt. The tax code contains a table that corresponds to the number of exemptions you claim for tax purposes and sets forth the necessary amount for you and your family to pay for basic living necessities (allowable expenses). Unfortunately, an IRS levy can amount to 70% or more of your income. The IRS can take 100% of your paycheck by using a "Manual Levy." A Manual Levy requires only a signature from a Revenue Officer.

 

Stop an IRS Levy
Our Tax Pros Routinely Have an
 IRS Levy Stopped and Released in One Day.

You may be asking yourself, "how can Flat Fee Tax Relief get the IRS to release their levy on my wages when I can't get the IRS to pick up the phone?" Here is your answer. As Tax Practitioners, licensed in all 50 states, we have direct access to the IRS.

Per the IRS Website: "Tax practitioners have long served an important role in our nation's tax collection system as a conduit between taxpayers and the IRS. The Practitioner Priority Service® (PPS) is your first point of contact for account-related issues. Our Practitioner Priority Service® is a professional support line that is staffed by IRS customer service representatives specially trained to handle practitioners' accounts inquiries."

PPS service hours are weekdays:

  • 7 a.m. to 7 p.m. local time (Alaska and Hawaii follow Pacific time)

  • 8 a.m. to 8 p.m. local time for Puerto Rico

Not only do we have a direct line to the IRS but our teams have developed relationships with the IRS over the years. Our Tax Attorneys also prioritize an IRS levy on your wages (IRS garnishment) and bank levy problems. We don't wait until "tomorrow" when our teams can get the job done today. What can be more important than saving your paycheck or bank account from seizure?

There are many different tax relief programs in which our IRS problem solvers can cure your problem with the IRS. To avoid or stop an IRS Levy (wage garnishment), you must get back into good standing with the IRS, either by paying your balance in full, entering into an IRS repayment plan, or some other type of resolution.

 

Enter into an IRS Repayment Plan (Installment Agreement)

 

The IRS will stop wage garnishment (tax levy) if you enter into an approved IRS repayment plan to pay your tax debt in full over a series of monthly payment installments. As long as you can make the monthly payments and pay off the debt before the tax debt becomes uncollectible by the IRS, your installment agreement is likely to be accepted by the IRS. For your own well-being, consult with an experienced tax professional before you agree to an IRS Installment Agreement. The amount of money the IRS wants you to pay may be more than you should pay.
 

Submit an IRS Offer in Compromise
 

A taxpayer doesn't have to be destitute to settle their IRS debt. You may be able to settle your debt with the IRS for less than the total amount that you actually owe, based on your financial situation. It is our job to show the IRS that you have very little money left over after paying your everyday expenses.

This type of IRS program is called an Offer in Compromise. This is a somewhat selective program and you have to be "eligible and qualified." However, if you are facing an IRS levy, submitting an Offer in Compromise will get the levy released.

 

Uncollectible Due to Financial Hardship - Currently not Collectible
 

If you can prove to the IRS that the IRS garnishment (tax levy) or other collection action would prevent you from meeting the basic needs of you and your family, then the IRS may temporarily cease its collections efforts for months and even years. In this case, you must show that the collection of the IRS debt would be unfair because your financial circumstances are so bad. The IRS will require financials.

Being Currently not Collectible usually will last for 12 to 18 months before it needs to be renewed. The Statute of Limitations for your tax debt continues to run out. Many people who are Currently not Collectible will have their IRS debt could simply "go puff" as the IRS runs out of time to collect (Statute of Limitations).

 

Change Employers (Not A Good Idea - Very Unnecessary)
 

If you change employers, your wage garnishment will not proceed, and it will take some time for the IRS to again track your new employer down and reissue a new wage garnishment. This is only a temporary solution, but it can give you a few months of relief. You don't have to do this.
 

Temporarily Quit Your Job (Also Not A Good Idea - Totally Unnecessary)
 

If your employer will allow you to temporarily quit your job for a period of time, and later return to work, then this tactic will slow down the IRS as well. It will take some time for the IRS to discover that you have returned to work at the same employer and reissue a new wage garnishment to that employer. The IRS will also be very upset with your employer and this could lead your employer to have major problems with the IRS. 

 

1-866-747-7435